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Some common misunderstandings about SBA.

Mortgage companies look at other information besides your credit score and credit profile before deciding whether to approve your mortgage.

It's never fun to be turned down for a loan, but before you think you won't be able to get credit anywhere, there are some steps you can take.

To be considered for a low down payment loan, you generally need to have:

In refinancing, a mortgage company usually offers a range of interest rates at different amounts of points. A point equals one percent of the loan amount.

Traditionally, deciding whether or not to refinance has meant balancing the savings of a lower monthly payment against the costs of refinancing.